Rates

Loan Rates

Personal Loan Rates

Credit Score Loan Amount APR* Guarantor  
730+ up to $16,500
$16,501 to $33,000
8.95%
8.95%
No**
Yes
APPLY NOW
680 - 729 up to $16,500
$16,501 to $33,000
10.95%
10.95%
No**
Yes
APPLY NOW
640 - 679 up to $5,500
5,501 - $22,000
12.95%
12.95%
No**
Yes
APPLY NOW
600 - 639 up to $5,500
$5,501 - $16,500
15.95%
15.95%
Yes
Yes
APPLY NOW
550 - 599 up to $5,500
$5,501 - $11,000
17.95%
17.95%
Yes
Yes
APPLY NOW
549 & below up to $5,500 17.95% Yes APPLY NOW
Term Monthly Payment Per $1,000 APR*
60 Months
$20.73
8.95%
 
$21.72
10.95%
 
$22.73
12.95%
1 to 5 year
terms available
$24.29
15.95%
 
$25.37
17.95%

.50% Off Rate for any type of AUTO-PAY payment method.

Income Documentation Required with ALL Loans * Rates are subject to change without notice.

** Subject to Employment Stability, Income Verification, and Credit Worthiness.

 

Home Mortgage Rates

Residential property mortgages for purchase or refinance of principal residence, vacation home, or rental property.

Call (718) 680-2121 for details.

Loan Type Terms Rate (APR)
First Mortgage
1-4 Family owner Occupied & 2nd Homes & Condos.
15-20-30 years
Conforming
Fixed Rate Loans
Visit our
Mortgage Center
or
Call for today's low rates
First Mortgage
1-4 Family House, or Condo & COOPs
15-20-30 years
Non-Conforming
Adjustable Rate Loans
Call for today's
Program's &
Low rates
Home Equity Line
Of Credit
Interest only during 10 year draw period.
20 years to repay
Adjusts with the
Prime Rate
Call for Rate
Quote

 

Commercial Mortgage Rates

First Mortgage Loans on properties in Brooklyn, Queens & Staten Island.

Call (718) 680-2121 for details.

Loan Type Terms Rate (APR)
Commercial Properties
Mixed Use Properties
Office Buildings
Gas Stations
Apartment Buildings
Borrow Up to 70% of Value
Payments based on
10-15-20-25 year amortization.
Call for rates &
Program
Descriptions.

 

NYC Taxi Medallion Loan Rates

TAXI MEDALLION - SELF AMORTIZING - FIXED RATES
1-5 Yr 6-7 Yr 8-10 Yr 11-15 Yr
4.25% 4.50% 4.75% 5.50
TAXI MEDALLION - BALLOON AMORTIZING - FIXED RATES
Payout 18 Mo 3 Yr 5 Yr
10 Years 4.25% 4.50% 4.75%
15 Years 4.25% 4.50% 4.75%
20 Years 4.25% 4.50% 4.75%
25 Years 4.25% 4.50% 4.75%

 

 

Limousine Industry Loans

(for Select Radio Groups)

Loan Type Rate (APR)(3)
 
Co-op Stock & Radio Rights & Cars 7.50%
Franchise Radio Rights & Cars As low as 8.90%
(3) with payments by voucher deduction.



Auto Loan Rates - Floor Rate on all Auto Loans is 4.75%

NEW PERSONAL AUTOS
Credit
Score
Auto Pay(4)
APR 24 mo
Auto Pay(4)
APR 36 mo
Auto Pay(4)
APR 48 mo
Auto Pay(4)
APR 60 mo
Auto Pay(4)
APR 72 mo
Auto Pay(4)
APR 84 mo
730+ 4.75% 4.75% 4.75% 4.75% 4.75% 4.95%
680-729 4.75% 4.75% 4.75% 4.75% 4.95% 5.95%
640-679 5.50% 5.75% 5.95% 6.95% 7.95% 8.95%
600-639 8.50% 9.95% 11.95% 13.95% 15.95% 17.95%
550-599 12.50% 12.95% 14.95% 17.95% 17.95% N/A
549-less 15.50% 15.95% 17.95% 17.95% N/A N/A
(4) Auto Pay Rates apply when payments are made electronically.
If payments are made in person or by mail add .50% to rate.
 
USED PERSONAL AUTOS
Loan to Value - Adjust the above rates for both loan to value and vehicle age
Below 80% LTV 80-90% LTV 91-100% LTV 101-110% LTV 111-120% LTV 121%+ LTV
-2.00% -1.00% Base Rate +1.00% +2.00% +3.00%
(4) Auto Pay Rates apply when payments are made electronically.
If payments are made in person or by mail add .50% to rate.

AGE OF COLLATERAL

  1. Add 1% to above rates on model years 2013-2014.
  2. Add 2% to above rates on model years 2010-2012.
  3. Add 3% to above rates on model years 2009 and older.
  4. Note:  Federal Credit Unions cannot exceed 18%.


Visa Credit Card Rates

See our low rates.
apply | rates

VISA Credit Card
10.95% - 17.95%
The annual PERCENTAGE RATE is based on certain credit-worthiness criteria.

Savings Secured Loans

Shared Secured
4% above the rate paid on shares pledged