How To Join Bay Ridge FCU

At a credit union you "join" the credit union, and become a"member". You can do this in one of two ways:

Apply and be approved for a loan
•Open a savings account with either cash, check, or through a payroll deduction.

(If it's a loan you'd like, let us know right away and we'll speed up the process for you. We’ll start your application for a loan right away. When you are approved for the loan you'll become a member and open your account.)

Membership Eligibility

Bay Ridge Federal Credit Union is proud to serve members / employees of some of the most prestigious and diverse groups in the metropolitan area, including:

Corporate Limousine Groups

  • All City
  • Big Apple Car
  • Charge & Ride
  • Communicar
  • Concord Limousine, Inc.
  • Dial Car, Inc.
  • Executive Charge, Inc.
  • IntaBoro
  • Vital Transportation, Inc.
  • XYZ Two Way Radio Service


  • Adelphi Academy
  • Saint Athanasius R.C. Church
  • St. Patrick's School
  • Xaverian High School

Community Organizations

  • Liberty Association of NY
  • Bay Ridge Volvo-Honda Group
  • Bay Ridge Comm Svc Center
  • Brooklyn Consumer Federation | Facebook Page
  • Bravo Vol. Ambulance Svc.
  • Brooklyn Economic Devel. Corp.
  • HealthPlus
  • HeartShare
  • Liberty Association of NY
  • Margaret Tietz Nursing & Rehab
  • Metropolitan Detention Center
  • Guild for Exception Children

Intl Longshoreman's Association

  • ILA Local 824
  • ILA Local 958
  • ILA Local 976
  • ILA Local 1171
  • ILA Local 1277
  • ILA Local 1716
  • ILA Local 1814
  • American Sugar
  • American Warehousing
  • American Stevedoring
  • Duro Bag
  • Jetro
  • Industrial Acoustics

Community Districts

  • Brooklyn Community District 7
  • Brooklyn Community District 10
  • Brooklyn Community District 11
  • Brooklyn Community District 13
  • Brooklyn Community District 15

This list is not all-inclusive and represents just a sampling of the groups we serve. Contact us if you think you are eligible for membership, or if you are an employer interested in offering the benefit of credit union membership to your employees.

Family Membership

If you are a credit union member, your immediate family may also join. (Immediate family includes the spouse, children, parents, brothers, sisters, grandparents, and grandchildren.) Also, household members sharing living expenses with a member are eligible to join.

Customer Identification Program Policy

Important Information about Procedures for Opening a New Account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.

In all cases, protection of our customer's identity and confidentiality is our pledge to you.