Credit Card Balance Calculator
Current balance $
Current monthly payment $
Estimated average future monthly charges $
Goal: Months until payoff  
Annual fee $
Annual percentage rate %
If you want to pay off your balance of
$ in months,
stop making charges to your card and make a
monthly payment of  $ .

(If you continue to make charges, notice the effect
on your calculations—and on your budget!)

Otherwise, at your current payment of $ ,
you will pay off your balance in   months.