How To Join Bay Ridge FCU
At a credit union you "join" the credit union, and become a "member".
It's easy. You can do this in one of two ways:
Applying and being approved for a loan.
Or, by opening a savings account with either cash,
check, or through a payroll deduction.
(Please note: there is no benefit to becoming a member and opening an account
before you apply for a loan. So if it's a loan you'd like, let us know right away and we'll
speed up the process for you. At the same time you are approved for the loan you'll become a
member and open your account.)
Membership Eligibility
Bay Ridge Federal Credit Union is proud to serve members / employees
of some of the most prestigious and diverse groups in the metropolitan
area, including:
- The Bay Ridge Consumer Federation
- Heartshare Human Services
- Brooklyn Economic Development Corporation
- Bay Ridge Center for Older Adults
- United States Bureau of Prisons - MDC Brooklyn
- Health Plus
- The Guild for Exceptional Children
- Brooklyn Longshoremans Local 1814
- Liberty Association of NY
This list is not all-inclusive and represents just a sampling of the groups
we serve. Contact us if you think you are eligible for membership, or if you
are an employer interested in offering the benefit of credit union membership
to your employees.
Family Membership
If you are a credit union member, your immediate family may also join.
(Immediate family includes the spouse, children, parents, brothers, sisters,
grandparents, and grandchildren.) Also, household members sharing living
expenses with a member are eligible to join.
Customer Identification Program Policy
Important Information about Procedures for Opening a New Account:
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain, verify,
and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you.
We will also ask to see your driver's license or other identifying documents.
In all cases, protection of our customer's identity and confidentiality is our pledge
to you.
